Insure4Boats cover a variety of boats and crafts, from sailing yachts and motor cruisers, to narrowboats and jet skis. 

With Insure4Boats, policyholders can build a policy which suits their needs as a boat owner – so they only ever pay for the cover they need. 

There are two main cover options: Boat (Hull & Machinery) and Third Party Liability or Third Party Liability only. Our quick and easy quote process allows policyholders to receive a quote based on the size, age and use of their boat. 

Owners will also be rewarded with up to 25% no claims discount, up to 10% marina discount and preferential rates depending on their age and experience.

For the policyholder, the benefits of Insure4Boats are:

• Choice of two main cover levels: Boat (Hull & Machinery) and Third Party Liability or Third Party Liability only
• Depending on the type of boat, cover is available for boats worth up to £500,000
• Up to £3m Third Party Liability if you cause injury to a third party or damage another boat or property
• Up to £50,000 Personal Accident cover for boat owners and their passengers
• Cover available for theft or damage of personal possessions
• Protection for water skis and other water toys
• Additional cover options available including frost, winter use, European cover, war and road transit
• Up to 10% discount if the boat is moored in a marina
• Up to 25% no claims discount if no claims have been made in the past 5 years
• Preferential rates depending on age and experience

       Insure4Boats is a Ripe Insurance product.